Here's the low down direct from the PP customer service: 1. The clearance period is different relative to the way in which you pay off the loan. The wait period for reapplying is 5-10 business days IF you repay it via a bank account and NOT directly from your balance. Despite in their Q&A copied and pasted below: I made my final loan payment. When can I apply for another loan?"You'll receive an email when your loan is closed, and then, if eligible, you can apply again. This can take up to 72 hours after your final payment is processed or up to 5 business days if you recently made a manual bank payment." SO.. I received my letter on the 27th of July confirming that it was paid off with "final payment received on the 27th". Now .. I need to wait or I will be declined. Don't fret.. it's a waiting game... you will get another one.. the timing is just painfully slow. Good luck:)
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