I have exactly the same problem! For the last 5 years my payments have been instantly received, but since July 7th they have suddenly been changed to e-checks and are taking more than a week to transfer. I called Paypal and they cannot explain why this is happening. I have never been overdrawn, and I have never wanted to use a debit or credit card because I don't want to pay extra. Why has my instant transfer method suddenly been replaced with e-checks that take up to 10 days to credit? It just doesn't make any sense. I hate this.
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