i am in the same boat except i have not even opened my card. i thought i could use the card to transfer money into my paypal account, only to be told, by paypal, that it is not possible. So i have no use for the card, especially with the $4.95 monthly fee! i am going to try to return it to CVS where i purchased it two days ago, and get my #30.00 refunded. n I'll post my results in hopes it may help someone else.
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