Hello, @masonoire. Thanks for taking the time to add your concern here on the PayPal Community Forum. I certainly understand how that would pose a concern. Here's what I can tell you. If you already have a bank account linked to your PayPal account, you can use that to set up a direct debit to pay your PayPal Credit balance. For more information and step-by-step instructions, please check out the Make A Payment section in the PayPal Credit FAQs at https://www.paypal.com/uk/webapps/mpp/paypal-virtual-credit/faq. I hope this is helpful. Thanks for your patience during this time. Sincerely, Michael PayPal_Michael
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