I had this recently and read the replies here. They changed my default bank without me knowing and changed it to a closed account. I have been using it to send money to my gf account in the Philippines so I can access it. I guess since they changed the account, it gives them a TOS right to make me pay 2.9% transaction fee. Honestly, their currency conversion rate was kind of BS to begin with. They have my card as backup and got the money but now want to use it all the time. I would have called them to straighten it out immediately, but u know... u cant call Paypal. Ill just wire money to her account from now on. Not interested in having a 3 day text-a-thon so they can tell me they want my 2.9%. Ill just give Wells Fargo $45 and move on from the AOL of banking haha.
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