Hello: I recently became a seller on ebay and I notice that anytime I sell something, I receive the payment into my pay pal and then I have to manually transfer the money into my bank account. Once I do that, the money disappears. It never actually goes to my account. I have sold about 4 or 5 items, and only one of them has gone to my bank account. Is there any reason for this long delay? Also, I have a payment that is "on hold" in pay pal, and the buyer is shipping the product back to me as a return and wants a refund. How do I refund a buyer if I never received the payment and the money is "on hold"? Thanks. Bruce [Removed. Phone #s not permitted]/p>
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