Thank you, but I'm confused and hope you can still help. I seldom use PayPal, but thought it would work great for getting money to my niece. Is there any way to know if my Friends and Family payment will be instant vs echeck (delayed)? Do I have to just assume it will be echeck/delayed and look for another method to xfer funds to friends/family (any recommendations?)? I've been scouring paypal help and google to see if there are dollar limits identified, I some posts that said you need a valid credit card on your account even to have a bank account payment process as instant instead of going to echeck. I do have a valid credit card on my account. Thank you for your help.
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