Thank you for your answer. My product will be sold through 3rd party site, they basically store the code file in their databases, and whenever the client it purchasing the code, the 3rd party site let them download the file and transfers the payment to me (I am getting paid directly from the client so if there will be any chargebacks they'll be on me and not on the 3rd party site). I understand that if the client will chargeback through his financial institution, it's not up to PayPals decision what will happen with my payment, so I am not referring to this kind of situation. I am talking about a situation, when the client have received the code, he now owns the code and the falsely claims that he isn't satisfied with the code etc, as I am not selling a product which a buyer has to "like" in order to be satisfied with, how will PayPal react in terms of the dispute? How can I protect myself in this kind of situation? And yeah thanks for the suggestion, I am actually already doing risk management, I am just trying to understand how this thing actually works out as PayPal has a good name for their client protection. I am just trying to avoided cases when PayPal will refund a client that is now owns and uses my art (code) and succeed in making PayPal think that he deserves a refund..
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