Do you know this for certain, i.e. that a transfer in does not count towards the Receiving Limit? And, if what you say is correct, then how could this help to prevent a money laundering activity, which presumably is the whole point of having the limits in the first place? Surely any limits, in the absence of the final ID verification stage being completed at least, would need to prevent not merely illicit payments in respect of supposed goods/services ordered, but also cover such payments transferred directly into the account? If I was a launderer, I could apparently exploit such a weakness and ignore the RL etc by first just opening a false bank account, freely depositing my ill-gottens into there, then transferring large amounts into the PP account, then paying it out to anywhere I like? However, if transfers in would reduce the RL, such exploitation beyond the initial RL limit would be thwarted. If it was very difficult/impossible to set up a dodgy bank account without the same checks for ID etc that PP conduct, I'd assume then there wouldn't even be a need to later verify identity, have initial limits imposed etc, since it should in turn be a given that the mere existence of a verified bank account (as per the requirement for all new accounts) could be taken as sufficient proof of identity, address etc, to ensure there could be no such ill intention. If conversely it was easy to get a dodgy bank account, the RL wouldn't be a barrier to a criminal, assuming you're correct, and neither would the other limits, up to their maximums at least. The exploitation could then just freely go ahead. Sorry but this wouldn't make sense to me. Also, I'm stuggling to understand how the RL is there in case I don't have a PP account and someone wants to pay me, as you say. Even if that were correct, it wouldn't apply to me, since I already have the PP a/c. I know I can already use my account and transfer, receive, send or withdraw funds, up until I breach any of those limits or have them increased/removed anyway. Finally, I'm not sure why you included the links, since I already quoted the text from there (or similar) in my own post. They didn't answer my question. I'm all for increasing your Kudos count, but only if/when I feel sure you've answered my question fully & precisely. Please correct me if I'm overlooking something here. Apologies in advance for any misunderstandings on my part.
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