Apparently, a rep at my bank did say that whenever that happens (and they have seen this happen to many people), it is when my account has not seen activity in awhile (I last used PayPal in December), and that PayPal is checking to see if my account is still active. I don't know if I agree with that, but currently, the $0 pending line item is gone, and there has been no fraudulent activity or attemps from Paypal that indicates anything along those lines.
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