I wold love to have a definitive answer as to WHEN EXACTLY points I have earned for purchases are credited to the Rewards Account and available for redemption. Is it different for different categories of purchases ? I have received SEVERAL answers, but none seem to fit what I see: Are points credited as soon as purchase is confirmed and paid out to vendors as a charge to the card ? Are points credited days later ? Are points not credited until the purchase posts to the statement and monthly PAYMENT is made ? A SINGLE ANSWER would really help me to use my account more efficiently so I can anticipate when I can redeem points for gift cards. I know my PAYMENT DUE date and my STATEMENT CUT OFF date, but I DO NOT KNOW how these affect availability of points earned, so I would appreciate any help. Thanks in advance for CORRECT answers.
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