I blocked texts from PayPal on my phone. I did not have the provider block it. Also, I have my PayPal app set up to only log in with a PIN. My phone is also set up to lock after 1 minute of inactivity. I also use a PIN to unlock it, no fingerprints or face recognition. I don't even get asked to have a one-time code sent anymore. Maybe there's been an update on PayPal's end also.
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Wondering if two factor verification is costing PayPal too much so they’ve chosen to make it more insecure with it than without it. I’ll have to check if the one time passcode option is disabled when you disable two factor authentication. Can’t think of any other reason than money
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