Hi All, Hope all is well. I've currently got a "Pay in 4" and a "12 months installment" taken out at the same time. I was just wondering how is a payment towards paying these off prioritized? Tried to pay off some of the balance but the payments appear to be in "favour" (couldn't think of a more appropriate word) of the "Pay in 4" option. If that is the case, how do I pay off the 12 monthly installments? Is the appropriate monthly amount taken via Direct Debit or do I have to pay off the Pay in 4 first? Hope the above makes sense but happy to clarify if need be. Thank you.
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