You should be OK. What PayPal would do normally is ask you to send it back to the address the seller has on their PayPal account, so as long as that's the same address you've sent the item to, it'll still work in your favour. If it's been sent to a different address, that may invalidate you for Buyer Protection.
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To appeal a limitation, you will need to call PayPal on 0800 358 7911 and ask to speak to their Limitations team. If it's a permanent one I'm not sure if it'll help, but they'd be the only guys able to change anything for you, so it's worth a go?
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You can't retroactively change the amount of a transaction once it's been completed, so you wouldn't be able to add postage. Your buyer could send you a seperate payment if they'd be happy to do that. They'd need the email used for your PayPal account to do this. Be aware: because the original item is listed as collection only, even if postage is sent afterwards, it won't be eligible for Seller Protection.
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You don't strictly speaking need to be able to receive emails to use PayPal, but it will certainly help with notifications and such. If thre's a problem with your email account, you can change it to a new one on your PayPal account.
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All text messages from PayPal come through on the number 62226. If it wasn't sent from that number (for example, if it gives a full mobile number, or the word PAYPAL appears instead of a number) then it's not actually from them.
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Whilst withdrawals are usually instant, any withdrawal from PayPal can take up to 72 hours to complete. If you've made three withdrawals in quick succession, PayPal are likely wondering why you didn't withdraw it as one big withdrawal, and so are being extra careful. You can't cancel a withdrawal once made yourself. Customer Service will only cancel a pending withdrawal if it's being accidentally sent to a bank account that's not yours. I'm afraid to say you'll have to wait this one out =/
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You'll be prompted at the checkout to give an address, but there's no option to not give one. If you're going to be buying something, your seller's protection is based upon whether or not they dispatch it to that very address. Sending a personal payment would send no address, but only because that's not viewed as a payment for a sale, and thus not covered by Buyer Protection.
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You can choose which bank or card to make primary in the Wallet section of your account. Find the financial you'd prefer to use first, click on it, then Edit and Make Primary.
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Since it's not PayPal actually sending these emails, all they can try to do is shut down the accounts sending them. The problem is of course that these scammers are always opening more accounts =/ It's a good idea to send any fakes across to spoof@paypal.co.uk so they can get it investigated, and then marking it as scam in your email client so they can be filtered out in future. Really all you can do is stay vigilant I'm afraid!
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PayPal Seller Protection requires you to send the item to the address that PayPal provides you with on the email receipt. The reason for this is that they can't validate an address given to you outside of their system actually does belong to the buyer. If you've sent it to an address other than that one, you may not have seller protection I'm afraid =/
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