Hi Tratallen,
Thanks for posting in the forum and apologies for the delay. Since you want to set up an account fro a club, selecting the Business type would be the best option since it will allow you to have access for multiple authorized members. With a Business account, you would need to add a bank that is in the name of the club. There are not monthly charges for having a Business account, fees are only applied when you receive payments. You can find more information about fees in this link
Thanks,
Jessica
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