PayPal gives you 2 options for buyer protection: Not delivered Not significantly as described Your problem doesn't fit either one directly. You could try the not as described as you didn't get results, but I think you will have a difficult time with that.
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I will take several days to complete, but not more than 30. As long as the refund shows in you PayPal activity list on your computer all is fine.
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If you are buying something the seller will see you email addres, you name, and your mailing address. Credit card numbers are not transmitted to seller.
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Some new cards do not show bearer's information on front. It should all be on the back. Embossed lettering is generally no longer used in commerce so there is no need to have the information on the front.
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Rates will be shown when you have a payment option. Rates are fully disclosed on the full monthly statement, all in compliance with regulations.
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Nothing you can do other than check your PayPal transactions on your computer. If the sender used correct email addresss, then sender needs to contact PayPal support for help with the tranaction ID number.
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