"Illegally investing your money" - don't use terms you don't understand. When PayPal initially instated (INITIALLY) the 21 day hold, , it was clearly stated in the TOS that the virtual funds were theirs for the duration of the time it took to clear and therefore, they were free to use the cirtual funds as they saw fit, i.e.; invest them for 21 days (as ALL BANKS DO, THE WAY A BANK, INVESTMENT HOUSE, ESCROW FIRM, CLEARING HOUSE, OR OTHER FINACIAL INSTITUTION MAKES MONEY - even if it's investing it for 21 seconds, because they make money on that 21 seconds in the finacial world). THIS is how PayPal makes it's money. It's how it manages to be cheaper than a credit card, which is charged a processing fee by each place that it's used because they have to pay to use the machines to use the credit cards in the first place. So the credit card hits you with fees you don't understand because they're getting hit with fees. And debit cards are getting hit with fees because so many checks are coming back bad, and so many cards are getting stolen and they are responsible for the first $100,000, but we **bleep** about a $2.00 ATM fee. PayPal gets **bleep**ed ALL THE TIME ( read another thread once in a while) ans has to recover revenue somehow, or it would shut it's doors completely leaving you with NO alternatives except for skeevy guys asking you to sent them money via Western Union, and THEN they'll send the item, they promise. Get a little educated, don't talk about what you don't know, and don't try to start a revolution with a lighter in a monsoon. It's pathetic. Respect, mon. Raven @Matthew_Moulton wrote: PayPal is illegally investing your money, that's why they need to hold on to it for as long as possible. There's actually a class action lawsuit in the works against PayPal for their arbitrary, unexplained and ridiculous holds. They often like to make up new rules that aren't even in their ToS. For example their ToS says you need to have 25 TRANSACTIONS...doesn't say whether they need to be buying or selling transactions, however the completely uneducated morons you talk with via e-mail or on the phone will try and claim they have to be buying transactions...despite the fact that the ToS says absolutely no such thing. They also don't even follow their own rules. Like today I should have gotten my money released as per their idiot rules and yet, still no money and still no e-mails. Of course, given that the customer left positive feedback back on the 28th and said specifically in the feedback that the item was received that ~should~ have been all PayPal needed to release the money...however, like I said, they're illegally investing our money and profiting off of it behind our backs, which is why they come up with every excuse in the world to hold onto it for as long as possible. To further muck things up, eBay (owned by PayPal) instantly charges you for sales and then expects you to pay WAY before their imaginary holds ever even pass, so like now I can't even access my eBay account at all, it's completely locked down as I'm unable to pay them because I haven't even technically gotten my money for the transaction yet.
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