I am trying to send money to my daughter such that she doesn't have to pay a fee to receive it. I see no option for "Friends and family", I do see an option for Gift. However there is no indication that this will not charge her when she receives it. Where is the Friends and Family option? I am using my bank account as the source. I see from previous posts on this topic that some countries no longer have this option - is USA one of the countries Paypal no longer offers Friends and Family?