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If you're referring to PayPal Credit aka billmelater, you can only send money with it if it is offered as a funding source during the payment process by clicking "Send and Request". Funds from the virtual credit line cannot be cashed out to your PayPal balance or withdrawn to your bank account. PayPal reserves the right to restrict the use of the credit line depending on the circumstances of your transaction. If it is not offered as a funding source during payment, then it is recommended that you use another linked payment method to complete the transaction. On rare occasion, a transaction may be charged to a linked payment method even after completing purchase with PayPal Credit so ensure you have enough to cover the amount on all of your payment methods before making transaction.
If you are referring to the amount of "credit" or "funds" in your PayPal balance, you can simply select to pay with your PayPal balance during the payment process.