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I payed my first loan off on 3/2/2018 . I applied for my second loan 3 days later . I was denied for these following reasons . You’ll receive a letter providing the principal reasons why your application was declined, which includes the following reasons: Your account was recently been restricted due to PayPal Acceptable Use Policy violations You’ve had a negative balance You’ve had unacceptable losses or refunds due to claims or disputes Your account has been identified with suspected account takeover or other fraudulent activity . Has anyone else has this issue an was denied ? Did anyone get approve afterwards an how long does it take for this crap to drop off ??