If anyone is considering keeping paypal... they would be better off to remove all financial information (bank account, credit card info) and just be unconfirmed... Remember those are connected to your paypal account and we know that they are underhanded enough to freeze your paypal funds for false claims or bogus reasons... and they can then get into your accounts on file (if they feel you do not have enough funds in your paypal account because some scammer filed a false report or any other flimsy excuse... then you can be overdrawn and worse.... It could take 30 days or more to get it straight (even if you have proof)
So ask yourself.... is it better to be confirmed and give paypal free reign over your life and finances? Or be unconfirmed and be secure? If you stay with paypal... think long and hard about this as an option. If you are fed up, then close your account. I just had my first and my last experience with paypal holding my paypal funds (lasted less than 24 hours) but got a fill of it. It was only because the buyer closed the case (and I know it was because I responded that I was going to speak with our attorney as this was a false claim and I had proof even if paypal would not look at it immediately, an attorney would)
I contacted my bank, asked for a new bank card (explained the situation) and told them not to allow paypal to move any money from my bank account without my authorization first. They then told me that if any transactions went through... I could dispute them and the bank would return my money (as they take the proof) and they act much more promptly than paypal or ebay.
As soon as the hold was removed... so was my money that was in the account. To my bank which is safe. It is a shame that paypal mishandles claims and should work swiftly to resolve and verify if the claim is false. if you have proof they should take that immediately (after all they freeze your funds immediately based on a false claim) no proof, just the word of a dishonest person.
I am a power seller and verified and excellent feedback, but that did not matter, I told paypal I had proof the claim was false.... didn't want it (or at least never responded to me about taking it) the humans are just as dumb founded as the customer service dummy "sara" and it is illegal for them to hold your funds based on a false claim and to disregard your proof of the fact.
There have been lawsuits won against paypal and currently class action suits for just this type of crime against customers. Take the power away from them, empower yourselves. Don't let a buyer or seller fraud you and they do it with the help of paypal and ebay.... If paypal does not have the man power to resolve the false claims promptly (with proof from customer, they should not take our money in fees if they cannot handle the customer base with effiecent customer service with "capable representatives" after all, they can only be in business with us... the sellers... so who exactly has the power?
Paypal is not your Pal.....
