Hello @Stucash,
Welcome to our community page and thank you for your post!
I am happy to help you with your inquiry about the timeframes of transactions. If a payment was paid by bank, a payment to your seller completes instantly because we fund this on customer's behalf and wait for a bank transaction to clear. If your bank declines your transfer due to insufficient fund, we will try to retrieve the money second time and the whole process takes 5-7 Business days.
I hope this information helps, have a great day!
Bindu
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