Transfer, who refunds paypal?

[MentallyStrong]

If I send money to someone and its an Instant transfer (they got the money already) but for some reason it doesn't clear my bank. Will they take the funds from the recipient or will they just continue to hit the senders account until its paid?

[sharpiemarker · Accepted solution]

@MentallyStrong 

If it’s an eCheck, PayPal may try a couple times to debit the funds from your bank but once the attempts are exhausted, the payment fails, the recipient will be notified of failed eCheck.

If it was an instant transfer you’re stuck with the bill, PayPal have paid ahead to recipient for you and will make attempts to debit your account to get paid, your PayPal balance will go in the negative. Your bank will charge NSFs. To resolve, top up your bank account asap only so PayPal may debit it. If you don’t and after they’ve exhausted # of attempts, they’ll tap your back up funding source (card).