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I recently saw a $0 Paypal Prenote transaction posted to my linked checking account. I have never seen this before. As I understand it a prenote is a way of validating account information. I did not recently setup any kind of direct deposit. Is this normal or some sort of phishing/fraud attempt?
Solved! Go to Solution.
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we were told there was no record on paypal end- and not in people's paypal profiles. Once we began returning the preauths the attempts stopped coming to our institution. atleast 3 supervosirs at paypal have confirmed this is a test of accounts to obtain account information and then possibly steal money- protect your checking accounts as soon as possible- please contact your banks.
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I recieved a prenotification from my bank for something called PREPAL PRENOTE with my account number. Mybank doesn't know what it is and
I recieved no notification of PAYPAL using my account for some reasone.Please tell me what you're doing!!!
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Never heard of it so found this on google, not sure how real it is?
https://marketrealist.com/p/paypal-prenote-scam/
Advice is voluntary.
Kudos / Solution appreciated.
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https://dfpi.ca.gov/file-a-complaint/
I spent more than 3 hours on the phone with PayPal last week and they did not reassure me in any way that this particular transaction is not Fraud. I have filed a complaint and recommend others do so as well. Maybe then PayPal will rectify the situation.
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Hi @Jillowell, @vworthing10, and everyone,
I apologize for the confusion. I can confirm that the prenote process exists legitimately. I hope that this article in our Help Center will help set your minds at ease about the validity of the prenote. I am going to edit my earlier post to include this link there as well, so anyone reaching this thread at a later date will see it.
Thank you all for your caution and concern!
Olivia
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Unfortunately, none of the Labels apply to my inquiry, so I chose "Transaction Inquiry."
Yesterday, my bank account (which is not linked to PP) showed a transaction in amount of $0.00, with settlement date of 5/26. I haven't requested funds transfer in or out. Transaction notice mysteriously disappeared from bank account this morning 5/26. There are no pending transactions at PP. Has this happened to anyone else?
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