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Paypal Prenote Transaction

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Z888
Contributor

I just closed my checking account because I received a notification of a pending Prenote deposit of $0 from PayPal.

 

When you Google this, most of what you find online is that a Prenote indicates your banking information has been compromised and someone is testing the waters to see if they can access your account.

 

If PayPal would require account verification it seems like this concern would be addressed. Is this something PayPal is considering?

Paypal Prenote Transaction

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jdorrance
Contributor

I noticed it today on one of my accounts that I rarely use for PayPal transactions, so rare that I thought I deleted it years back, but didn't. I called my financial institution and they're putting a freeze on my account for 3-5 business days and giving me a new account number.

I would think that Paypal would at least let us know in advance that they do this on occasion. This bring uneeded stress!!!

Paypal Prenote Transaction

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mpippi
New Community Member

did anyone else get a DEP Prenotification of $0.00 charge on their bank account today or recently? I'm not too worried since nothing was charged but I just want to know what this is. I haven't used my account in years. 

Paypal Prenote Transaction

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Sgabald
New Community Member
I have this as well. I was worried my account could have been hacked but now I’m not sure if you have it too?

Paypal Prenote Transaction

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Taba99
Contributor
I have one also

Paypal Prenote Transaction

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neverendingluv
New Community Member

I have one as well on my bank account and haven't used my account in about a year.  Hoping my account was not hacked.

Paypal Prenote Transaction

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sangstman
New Community Member

yes, i noticed a transaction labeled that on 4/26! would love an explanation if anyone figures it out

Paypal Prenote Transaction

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Moondeath
New Community Member
Yes I received one as well. PayPal should explain

Paypal Prenote Transaction

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lylejk
New Community Member

I did get one as well.  Perplexed to say the least.   Found this thread from a duckduckgo search.   Only other one I saw was on Reddit.   Hopefully, someone from PayPay will bud in an address this.  Don't think this a hack, but you never know nowadays.   In a way, I am just glad I'm not the only one.   🙂

Paypal Prenote Transaction

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Snowman315
Contributor

I called paypal help line, spoke to a live person and explained what I (and all of you) are seeing.

 

she said there is no record of any transaction from paypal, not even a $0.00 transaction. no autobot or any other type of account verification transaction. bottom line, she said was not from paypal and that I should call my bank to get more info on the source of the transaction.

 

Last time i called my bank about an ACH transaction, they couldn't tell me anything about it.

anyway.... my bank is a credit union and their help like is closed until monday.

here's hoping it's not a hacker

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