Paypal Payment Plan vs Paypal Credit

[KyleFair1985]

Hi, I applied for 24 month PayPa payment on an iPhone (but the total cost would take me over my PayPal credit limit by £200) will this therefore decline? Or are they separate ‘pools’ as one is a payment plan, the other is PayPal credit? Many thanks

[PayPal_JonK · Accepted solution]

Hello @KyleFair1985,

Welcome! This is a great question, and would depend on if PayPal Credit would approve the credit increase or not. If they do approve the increase, the singular purchase would be one specific payment plan. 

I hope that helps!

 - Jon K