Absolutely could not agree more. I’ve been waiting on a refund of my own money for over $1,000. It took days just for the refund to post to my PayPal balance from “hold”. After attempting to withdraw my refund, it prompts me to enter my debit card details for instant transfer. After clicking transfer, it fails after about 3 seconds, then prompts me my account is locked due to suspicious activity. I then receive a notification in my account requiring me to upload a picture of my passport and bank statement for PayPal to “review” before I can access my refund. I’m not going to mention the fact that I’ve already paid nearly $75 in paypal fees, and then another $10-$25 service fee to transfer instantly to my bank. Lol, you think square cash and cash app are better than PayPal?! Western Union money transfer is better than PayPal. If you wrote a paper check in Los Angeles, walked to New York, then swam across the Atlantic to pay for a European eBay transaction, you could probably swim back to the US, and your money would still be pending “review” by the time you got back. If I had to guess, PayPal (like many major banks) place arbitrary holds on medium to large sized transactions to accrue interest on the “hold” while the transfer is “pending”. They then tell the client it’s due to account safety, suspicious activity, or some other arbitrary bogus claim, even when you’re trying to pay yourself your own money, and the information you’re entering about your bank account/debit card matches your PayPal account info to a tee. Put simply, in modern day 2021, PayPal is a joke. There are so many better alternatives.
