Pay in 4 pending authorization
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Today I tried to make a purchase on a website with pay in 4 and I accidentally left the site before got to hit the place order button and apparently its now on paypal as pending authorization and is show in my card. Question is if I make the same purchase again would it charge me another one?
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Hello @Temp20231228,
Welcome to PayPal Community Forum and thank you for posting!
I understand that you're worried about the PayPal Pay in 4 pending authorization and I know this can be quite concerning. When making a purchase with Pay in 4, we will conduct a pre-authorization hold on your payment method for an amount equal to the down payment or one-fourth of your total purchase amount. This will show as a pending authorization within your PayPal Account Activity and also at your financial institution. Once you complete your purchase with Pay in 4 and the merchant completes your order, the pending authorization will be removed, and the down payment will be withdrawn from your specified payment method.
If this does not happen within 72 hours, the authorization will be voided and there will be a new authorization for the down payment. If you do not complete your Pay in 4 transaction, the pending authorization will be automatically voided by PayPal within 72 hours of the pre-authorization hold. Although PayPal has released the hold on your funds, this may take up to 1-5 business days to process through your financial institution.
Regards,
Ayesha
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