I have an australian business account in which I am receiving some payment in EUR. I intend to use the balance on this account to pay for some personal services in AUD. Do I understand correctly form the User Agreement, that my best strategy, in terms of fees, would be to first convert from my EUR wallet to my AUD wallet before making the payments? While if I make the AUD service payments using EUR balance on my paypal account I will be charged 4% additional fee. Is that correct?
