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On the wallet tab on my phone, it says "Accept Mandate" on my bank info card. I believe it is why I can't transfer funds from my account to PayPal. Any help is appreciated.
Accept the mandate or in other words, confirm the card or bank account in order to use it with PayPal.
See:
Then to add money, please see How can I add funds to my PayPal balance from a confirmed bank account?
Other related info:
Can I cancel a money transfer from my bank to my PayPal account?
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