1. I have a personal account, how do I setup a new contact so that I can keep them in my favourites list (without actually sending a payment to them at this moment in time)?
2. I wish to send a small payment to a friend both in the UK and abroad. If I choose to pay by my bank account or debit card (and not a credit card), will there still be a fee charged whether the recipient is receiving GBP (the same currency as me) or a foreign currency?
