I just started using paypal and haven't transferred any funds yet from my bank checking account. I found something that I really want to buy online, but they only use paypal as the method of payment. I transferred some money in, but it says it'll take 3-5 days. It's been 3 days and the item I want is dwindling down in stock. It'll be another 2 days before paypal can get the money from my bank account. I want to buy it now, but have no money in the paypal account yet. What if I just get it anyway--will paypal charge me an overdraw fee?
in all my experience, paypal can automatically deduct from your bank account. For example, i was in the same situation you were in, to buy 20 worth of items. but i only had 15 in the paypal. the difference was choded from my bank acount auto-magically.