Family & Friends Payments

[KBMB]

I have been asked to send payment for an item I want to purchase via Family & Friends. I am not sure about doing this, what protection do I get if things go wrong with the transaction?

[kernowlass]

@KBMB

DON'T DO IT.

Gift or personal payments are intended as transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.

On the other hand, as it is a “personal” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he is not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time.

Scam sellers often ask for payment that way as they know this.

Also its against paypal rules to pay for goods this way and both you and the seller risk your paypal accounts being limited.