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What a con, what about the sellers protection. I've been mugged by PayPal & Ebay.
New seller hold that every new seller goes through.
Read the link, its rare you have to wait the full 21 days.https://www.paypal.com/uk/webapps/mpp/security/ebay-payments-learn-more
It happens. Hit the "Login to Ask the community" button to create a question for the PayPal community.
