What Led to PayPal Permanently Limiting My Account?
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PayPal's abrupt and unexplained decision to permanently limit my account has had devastating consequences for my business. Without any prior communication, they deactivated my account, leaving me in the dark about the specific reasons behind their actions. It's worth noting that, during my journey as an entrepreneur, I may have experimented with other accounts while I was exploring various business opportunities. For instance, I vaguely recall creating an account in the past for a dropshipping venture, but I subsequently discontinued it to establish my legitimate clothing business, which operates from my Dubai-based warehouse.
What's truly baffling and frustrating is that PayPal took such a drastic step as soon as I began receiving orders for my clothing business. With just five orders under my belt, they swiftly blocked my account without affording me any opportunity for discussion or clarification. The lack of communication or an avenue for resolving this situation has left me in a state of perplexity and distress.
This abrupt account limitation has not only disrupted my business operations but has also left me with numerous unanswered questions. It's imperative for PayPal to provide me with a clear understanding of the issues that led to this action, as it has a significant impact on my livelihood and the business I've diligently built over the years.
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Most common reasons for an account limitation are:-
1. You have a previously limited account (temporary or permanent) and you have tried to open a new account and not resolved the issues with the other account first.
2. Using a VPN.
3. Not living in the country where you opened your Paypal account.
4. Being under 18 / minor account.
5. Having 2 Paypal accounts or more of the same account type.
6. Not having your legal name on your Paypal account.
7. Selling items (often virtual or digital) that Paypal consider a high risk of disputes/chargebacks.
8. Using the friends/family option for sales transactions to try and evade Paypal fees and risk of disputes.
9. Too many disputes/claims.
10. Violating their acceptable use policy as per link.
https://www.paypal.com/us/legalhub/acceptableuse-full?locale.x=en_US
Normally you can't appeal a permanent limitation however if its none of the above reasons then you could try and contact customer services to appeal?
However Paypal do not have to give you a reason beyond what you received in the email directing you to the user agreement or acceptable use policy.
Advice is voluntary.
Kudos / Solution appreciated.
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