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Hey @Punpun9029,
Thanks for asking your question in our Community and welcome :).
I understand that a seller send you a payment instead of a refund and you want to know what the risks are.
It is always better to receive a refund instead of a payment. When you receive a payment there will be fees deducted. This can mean that you get less money back as what you send in your original transaction. When you receive a payment the sender does have 180 days to open a claim for that payment. So there is a risk that they can do this. You have the same option to open a claim for your original payment. These would be the main 2 differences.
The best way is a refund. If a claim would be filed, you can always contact us and we will do what we can to help and assist you in resolving this. You can also reach out to the buyer by email to find a solution for this if you are concerned.
I hope this information helps.
Dian
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