Scammed by someone who encouraged me to use "friends and family"

hashimusashi
Contributor
Contributor

Is there a way to report someone who scammed me by having me transfer to a "friends and family" transfer, rather than a "gifts and services" transfer?

I can only see the option for a gifts and services. I have plenty of evidence on this scammer, as well as other people who do as well.

They are "selling art comissions" and taking money, but telling people it needs to be done through friends and family, then not delivering art.

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kernowlass
Esteemed Advisor
Esteemed Advisor

@hashimusashi 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute (apart from one citing an unauthorised transaction), which would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your Paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.





Advice is voluntary.
Kudos / Solution appreciated.
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