PayPal have stole my money, how is this legal!
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As you haven't said 'how' they stole your funds then not sure how we are supposed to advise.
Of course trustpilot reviews are bad, folks don't bother going to a review site to leave good reviews on payment processors normally.
As for legality, check the user agreement or acceptable use policies for your country.
Advice is voluntary.
Kudos / Solution appreciated.
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Compared to the 420 million folks using paypal accounts worldwide then yes.
Bit like an Ebay seller having hundreds of negs but still allowed to trade as they have thousands of positive feedback.
Folks will only go and leave BAD reviews for a payment processor, doubt anyone who uses and has no issues with paypal will go and bother leaving a review.
So your 20K bad reviews pales into irrelavance.
Paypal doesn't steal money, they may confiscate it under their LEGAL user agreement and if its on hold for 180 days then it means you have been banned from using paypal and your paypal account permanently limited.
So paypal hold your funds for 180 days as that is the time frame within buyers can open paypal disputes.
Not stealing, not theft as its in their LEGAL user agreement agreed in every country they operate in.
Just because you don't like it doesn't make it theft or illegal.
There are lots of reasons for an account ban, not just disputes or chargebacks.
Advice is voluntary.
Kudos / Solution appreciated.

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