Money on hold. Scam posibility

[bayC]

Somebody sent me money with Paypal but it is not in my account yet. Instead of that I got an e-mail says the money is on hold because I don't have a business account. I didn't sell my product yet but this person already sent me money. Actually he says he sent it but i didn't recieve it. This E-mail seems like a scam to me. Because he says it is not refundable. What should i do now? 

Here is a screenshot of the email.

[bayC]

I forgot to mention. E-mail comes from [Removed]. I even don't know if this is a real service from paypal.

[kernowlass]

@bayC 

SCAM.

You never pay any upfront fee as a seller or to receive payments.

Ignore scammers that send fake Paypal emails telling you that you need to pay an upfront fee to verify/upgrade to a business account/or any other reason to accept a payment.

You would certainly never have to send funds especially via another payment processor/bitcoins/ or tokens/vouchers of any sort.

Any fee is auto deducted by Paypal at the same instant the remainder of the payment is credited to your Paypal account balance.

No funds in your balance = you have not yet been paid, even pending/held payments will still show in your Paypal account activity.