I was scammed by someone selling a pet

IRMOMMY
Contributor
Contributor
I am in Ontario Canada. I was scammed by someone pretending to sell me a puppy. Is it possible to get my money back ?
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kernowlass
Esteemed Advisor
Esteemed Advisor

@IRMOMMY 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.





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3 REPLIES 3

kernowlass
Esteemed Advisor
Esteemed Advisor

@IRMOMMY 

 

Depends how you sent the payment via paypal and which funding source you used?


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IRMOMMY
Contributor
Contributor

I used my debit visa through PayPal which I have used before.   The woman insisted I chose sending a gift to a family member.    Any ideas would be appreciated.  Thank you ! 

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Solved

kernowlass
Esteemed Advisor
Esteemed Advisor

@IRMOMMY 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.





Advice is voluntary.
Kudos / Solution appreciated.
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