I got scammed

MBBBBB1
Contributor
Contributor

Hi there. As you read from the title, I got scammed. The person in question asked me to send the money, which I did. After I paid and he confirmed he received the money, I didn't receive the item he promised. He then blocked me, and I can't do anything to reach him. So, I know the money is basically gone. My question is, is there any chance I can get my money back since I'm not really familiar with PayPal? That's the reason why I reached out to the community seeking help.

Kind regards,

MB

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4 REPLIES 4

kernowlass
Esteemed Advisor
Esteemed Advisor

@MBBBBB1 

 

Depends how you paid, goods/services with buyer protection OR friends/family without?


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MBBBBB1
Contributor
Contributor

It was a direct payment without buyer protection. The money is still gone obviously. Is it not possible to refund the money without buyers protection?

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kernowlass
Esteemed Advisor
Esteemed Advisor

@MBBBBB1 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute (apart from one citing an unauthorised transaction), which would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your Paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.




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MBBBBB1
Contributor
Contributor

My PayPal account is linked to my bank account so will try to reach out to them but like you said its a small chance.

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