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I got scammed and need a refund

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Liznick12
New Community Member
Posted on

A lady on FB scammed me into sending 200 through PayPal to 2 different accounts. Unfortunately I did friends and family and PayPal says it's authorized. I would like my money back and the people to be flagged

1 REPLY 1

I got scammed and need a refund

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kernowlass
Esteemed Advisor

@Liznick12 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.

You basically sent her a 'gift' of money.

If she was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute (apart from one citing an unauthorised transaction), which would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your Paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.



Advice is voluntary.
Kudos / Solution appreciated.

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