How can I get PayPal to release my money there holding for 180 days for no reason

Jraybass
Contributor
Contributor

PayPal send me a notification saying my account was permanently limited putting my funds on hold for $180 days it's $2,000 in my account that I need to pay rent with there is no fraudulent activity I've got nothing wrong to deserve this how can they get away with this

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kernowlass
Esteemed Advisor
Esteemed Advisor

@Jraybass 


Everyone who posts on here about being limited always says that they had broken no rules. However Paypal do not ban you for 0 reason. What would be the point? They make far more money from you using your Paypal account than interest on any held money.

If you have been told your Paypal account has been permanently limited then Paypal tends to hold any funds for 180 days. This is the same time frame that buyers have to open Paypal disputes.

If no disputes are opened in 180 days then normally you are allowed to withdraw the funds. That is as long as you are over 18, account is in your legal name and the account is registered in the country where you reside.

Sometimes they confiscate funds under this policy.
https://www.paypal.com/us/webapps/mpp/ua/useragreement-full?locale.x=en_US#actions

Paypal also may request further documentation from you before you can withdraw those funds.

You can normally withdraw via any linked bank account / card already on your permanently limited account. I don't think you can add a funding source to that account.

So your best option is to contact customer services and ask them to link a card for you OR send you a cheque with the balance in the post as per link.
https://www.paypal.com/us/smarthelp/article/how-do-i-get-money-out-of-my-paypal-account-faq2316

https://www.paypal.com/us/cshelp/article/how-do-i-contact-paypal-customer-service--help378



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Jraybass
Contributor
Contributor
For the person who responded to my question saying PayPal does not just bend for no reason well you should probably do your research cuz PayPal has done a lot of things they had no right doing it was even told so by the courts you sound like you work for them with that response you gave I was just trying to make my fiance's card to my account to transfer funds it's not against policy and here it is it's my personal account they could look into it daily no claims no disputes none of this is Penny on my account no transactions so to hold my money for 180 days is straight up b******* that is why I'm filing a lawsuit matter fact should already be filed as of yesterday they have so many negative reviews about the things they've done to people is taking their money after the 100 days they come up with some reason they call it a fee I have over $2,000 they took that I had didn't Bitcoin and that's what the Bitcoin is offered for one of the things and I did I did good at it and they keep my money this is not over so stop trying to smoke up my **bleep**
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kernowlass
Esteemed Advisor
Esteemed Advisor

@Jraybass 

 

 I was just trying to make my fiance's card to my account to transfer funds it's not against policy and here it is it's my personal account th

 

You are not allowed to add another persons financial details to your paypal account so there is one 'reason' to start with without even starting to check out reasons why.

 

If they kept your funds then it was because you broke their acceptable use policy so  there another 'reason'.

 

And just because you don't like my reply its a bit pathetic so say I work for Paypal 🤣


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Robb13
Contributor
Contributor

I agree what you say, but if thats the case. They should be transparent and notice and inform people about THEIR MONEY AND ACCOUNT PROBLEMS AND NOT THAT PEOPLE THEN SEARCH LIKE IDIOTS WHATS WRONG AND HOW TO RESOLVE... AND THAT THERE IS NO RESOLUTION. WHATEVER IT IS NOT BY PAYPAL RULES. NOBODY CAN'T JUST TAKE MONEY FOR MONTHS OR NOT TO RETURN IT AT ALL. THIS AINT RIGHT. IF ITS SOMETHING ILLEGAL THAN ITS DIFFERENT STORY, THEN YES AND ITS POLICE OR LAW TO TAKE MONEY AND NOT COMPANY.

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Savage98
New Community Member
PayPal is no good! They have taken my cash and put me in the negative 180 for ineligible transactions being reported as goods and services. They were found in my favor and still I can't access my funds. I'm being told PayPal won't cover it and they will try to get my money back from the other parties bank..... My cash was on hold by PayPal and the transactions were to friend's and family and also proved to be valid and all cases were found in my favor. It's been almost 2 months and I'm just getting the run around.
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