Friends and family

[Kinubaru]

Hello so I am speaking to a person who is trying to sell me something for friends and family they refused to take anything else is there any possible way that I can still get my money back if I end up going through with this transaction. I have been scammed through friends and family before out of $800 and I was curious if I am able to get the money back if I let PayPal know ahead of time that there is a chance that this person could scam me

[kernowlass · Accepted solution]

@Kinubaru 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.