Hi there. My name is Amy and I too had a dispute denied by PayPal. I am BEYOND **bleep** too. I think that PayPal may make a habit of denying folks like me and you because they simple CAN!!!!!!!! They are giants that almost no one wants to mess with and that dictates damn bullies where I come from~~~~~~~~~ Did anyone ever do anything here about the PayPal stuff they do and do not do. I am now having MAJOR issues with them denying a dispute I filed. I get hacked or something finding out close to a grand was charged to my account only to have the Haas any claims or suites been opened up. The issue I have is that I am currently low income and can not afford an attorney. I think PayPal counts on that in a lot of instances and turn down disputes like the Social Security Administrations turns down everyone on their first application to SSA/SSI. I read that some place anyway. My dispute also was completely denied but was originally okayed I guess but then one day I get on my laptop and wake up with a big fat red (deficit) in my personal checking. Hell if you ask me, this makes it a lot worse!!!!!!!!!!! ISN'T THAT WHAT FEDERAL INSURANCE IS FOR, FOR GOD'S SAKE??????????? Imagine having a grand lifted off your debt balance that you pay every month, going from that to seeing them, in error, reverse those and end up posting the result in the complete wrong place. Turns out that they denied me and reversed all the original credits I had been given and they did it to the debit side of my account. The original thefts came off my credit side. Now I can not use my PayPal at all even IF I tried, its shows like I owe it the money they denied on my claim when they made a huge error. I tried and tried to chat and then emailed them numerous times only no one bothered to do anything to fix any of this so it sat for weeks. I refuse to pay payments until this is fixed and I feel respected and that I matter and count. Is this not why banks and places like the giant PayPal has insurance, just for situations exactly like this. Do you know how they made me feel denying my claim and throwing me into that huge red deficit in my account.? I felt they did not have my back, did not stand up for me and did not believe me. I am the debtor, I am the one to have to pay back all the money and take years to do that!!!!!!!!! I am the one that is having to pay the high interest rates, I am the one that said I did not know about or authorize charges that I discovered on my account. I felt completely alone, helpless, belittled and ostracized by them. Hell, to be honest I felt completely bullied to be real!!!!!! I am the one that is now going to be reported with a late payment on my credit file that I have so diligently been working on/cleaning up preparing to buy my girls and I our very own first home. This is our dream and PayPal is literally walking all over it. I am also the one getting late fee charges on my credit card on this issue that NO ONE there bothered to help me with or attend to or fix. I am the one who has for close to 2 months now been inconvenienced by PayPal by not being able to use my credit card issue from PayPal or my debit side of my account. A huge error on the part of PayPal has caused not only my credit card side of my PayPal account to be unusable, my debit side or my personal checking and debit card can not be used either, forcing me to charge any current, on going, and or monthly obligations to either go unpaid for the time until PayPal does clear me and my account up on this issue. I have not been able to enjoy the mutual, before stress free, no longer that, relationship that I at one time held with PayPal. Also I am dealing with multiple, daily, voicemails, and constant nonstop calls from their issuing bank, Synchrony to harass me about the defaulted payment/s. I also have experience a great deal of suffering in the remainder of my credit life or my financial situation as Synchrony is also the issuer of at least 3 or 4 of other major credit cards I hold which is causing them to look also into other accounts I hold with them and in instances lower my limits on some of my current credit cards, even completely voiding or stopping all together some other credit card status at all with other companies. Thanks for letting me rant and ramble!!!!
