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I'm very sorry to hear about your health and your daughters addiction but I have to say that you are expecting paypal to reimburse you because you did not keep your email addy password and your paypal password safe.
I have family and none of them know my password for my email address or my paypal account and both passwords are as strong as I can make them.
So if you let her have your passwords I am not sure it can be classed as an unauthorised transaction as you were part responsible for it happening.
Thats just my view of course, others may differ. The reason I posted is that I am not sure a complaint to the FOS would help in this case as paypal have helped you out with part of the payment.