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Seller Onboarding Process

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i am integrating multi-vendor marketplace API and i encounter following issue:

For onboarding seller, i m using onboard before payment and intent is for onboarding casual seller. I have setup my sandbox account respectively but when i used sign-up link and login user, it force user of personal account to choose business type and upgrade to business account. Why is it like this? Paypal doesn't allowed user with personal account to onboard?

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