Unauthorized Hard Inquiry on Equifax Credit Report
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On March 16, 2018, I received an alert from credit karma, telling me that a hard inquiry had been made on my credit, and that my credit score was lowered because of it. I never authorized this inquiry. The inquiry was made by: CCB/PPC at <removed>, TIMONIUM, MD 21093, and the phone number suppied belongs to National Credit Card Cos, and it is <removed>. Has this happened to anyone else?
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Well here it is in September, and I too was just informed a couple of hours ago about a hard inquiry from SYNCB/PPC . As those of you know, this is not acceptable. However, when I pushed back after being told I have to write them and let them know, they found that someone did apply for credit.
As such, I have to wait for an investigation, and they will send the paperwork for me to sign. I just locked my Equifax account.
I will keep you all posted on the results.
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So SYNCB/PPC has decided that fraud caused this issue. Yet they sent me paperwork that I had to return, an affidavit, saying it wasn't me that requested the card. Not to mention, they wanted a witness to sign and attest that I signed the form.
As I have not heard the fat lady sing, (no offence meant to curvacious women), I will keep you all up to date on this issue.
As "oops, you are a victim of fraud" excuse is insufficient.
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If Synchrony Bank bought the PAYPAL LOAN PORTFOLIO,It is Synchrony which initiates the inquiry.
why not call Synchrony?
or ask an expert if this is proper protocol if a bank acquires a loan portfolio ,does it review the credit quality of that portfolio?
how does it know how much it should pay for that portfolio if it does not check the credit of the debtors?
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I received an e-mail from Credit Wise saying Hard Inquiry from SyncB/PayPal. I'll start with PayPal in the morning and go from there.
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This just happened to me yesterday May 6, 2019. Talked to Paypal and they aren't showing it on their end. I haven't applied for credit with anyone in the past 3 months so this is very frustrating and makes me very nervous. Did anyone else get any results or have issues because of the inquiry?
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I woke up this morning with the same email credit alert...Happy Mother's Day to me!!!! I don't know what's going on, but I'm sure gonna try and find out. Thanks for the forum guys...at least I'm not alone on this **bleep**...
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