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My debit card was recently refunded 4.50, and now PayPal is declining it regardless of the balance

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My debit card was recently refunded 4.50, and now PayPal is declining it regardless of the balance

The title pretty much sums it up. Its a Visa that expires in 2028, and PayPal is the only online store that doesn't accept my card. Do I need to wait? how can I fix this?