@Celestaf79
You need to sign up for PayPal cards, they're not automatically sent.
The Cash debit card is no cost and there is no monthly fee. You're going to need a PayPal balance in order to use this card. You can add funds into your PayPal account with direct deposit or with PayPal Cash.
Here are PayPal links for the Cash card and account funding.
https://www.paypal.com/us/webapps/mpp/cash-card
https://www.paypal.com/us/webapps/mpp/ppcash
https://www.paypal.com/us/selfhelp/article/what-is-paypal-cash®-and-how-do-i-use-it-faq3437
